No Valuation Bridging Loan
No Valuation Bridging Finance Product Summary
No Valuation Bridging Loan Product Summary
Regulated Bridging & Unregulated Bridging ✅
Market Leading Rates: From 0.79% per month. ✅
High LTVs: Up to 95% LTV net day one and 100% LTP for BMV purchases. ✅
No Exit Fees. ✅
Streamlined Process: Dual representation legals and remote signing via DocuSign. ✅
Flexible Terms: 1 Month to 24 months. ✅
Loan Sizes: Min £50,000 – Max £5,000,000 ✅
Quick Funding: Funds within 2 to 10 working days and same day approvals. ✅
Guaranteed Legals: Instructed once approved. ✅
Property Types: Residential, semi-commercial, commercial, mixed-use, freehold, and long leasehold. ✅
Security: First and second charges accepted. ✅
No Affordability Checks: Adverse credit considered. ✅
Fast, Flexible, and Cost-Effective Financing Without the Hassle of Valuations
Looking for quick access to funds without the delays of a full property valuation? Our No Valuation Bridging Loans are designed for property investors, developers, and borrowers who need fast, flexible financing for property purchases, refurbishments, or short-term financial needs.
Whether you’re purchasing a property at auction, funding a refurbishment, or bridging a financial gap, our no valuation bridging loans provide a tailored solution to meet your needs.
Learn more about no valuation bridging loans here.
Projects We Fund
Property Purchases - Secure funds quickly to purchase properties at auction or off-market deals.
Development Exits - When your development project reaches completion, you may need to refinance your existing development finance or bridging loan to unlock the capital tied up in the property. Our No Valuation Bridging Loans provide a seamless solution to help you transition smoothly from the construction phase to long-term financing or sale.
Refurbishments - Fund light to heavy refurbishments, including: Decorative updates: Modernising outdated properties. Structural changes: Loft conversions, extensions, and more. Change of use: Converting commercial properties to residential or HMOs.
How It Works
Speak to our expert team to discuss your needs and eligibility.
Get a Quote
Receive a no-obligation quote tailored to your project.
Approval and Completion
Benefit from same-day approvals and fast completion times.
Funding
Access the funds you need to move forward with your project.
Why Choose Us?
Expertise: We specialise in no valuation bridging loans, ensuring you get the best rates and terms.
Transparency: No hidden fees or unexpected costs.
Speed: Fast approvals and completions to meet your deadlines.
Flexibility: Tailored solutions for a wide range of property projects.
Integrated Legals: Streamlined legal process with two firms working as one.
FAQs
1. What is a No Valuation Bridging Loan?
A No Valuation Bridging Loan is a short-term financing solution that allows borrowers to secure funds without the need for a formal property valuation. This speeds up the process, making it ideal for urgent property purchases, refinancing, or investments.
2. How does a No Valuation Bridging Loan work?
With a No Valuation Bridging Loan, the lender uses internal underwriting to assess the property’s value instead of requiring a traditional valuation. This eliminates delays, allowing funds to be released in as little as 2 to 10 working days.
3. What are the benefits of a No Valuation Bridging Loan?
Faster approvals: Same-day decisions and same-day H.O.Ts.
No valuation delays: Internally underwritten valuations.
High LTVs: Up to 95% LTV net day one and 100% LTPP for below-market-value purchases.
Flexible terms: Loans from 30 days to 364 days.
No exit fees: Transparent and cost-effective.
4. Can I get a No Valuation Bridging Loan with bad credit?
Yes, No Valuation Bridging Loans are available to borrowers with adverse credit history. Lenders focus on the property’s value and exit strategy rather than affordability checks or credit scores.
5. What types of properties qualify for a No Valuation Bridging Loan?
No Valuation Bridging Finance is available for:
Residential investment properties ✅
Semi-commercial and commercial properties ✅
Mixed-use properties ✅
Freehold and long leasehold properties ✅
6. How quickly can I get funds with a No Valuation Bridging Loan?
Funds can be released in as little as 2 to 10 working days, with same-day legal instructions and remote signing via DocuSign to speed up the process.
7. Are No Valuation Bridging Loans regulated or unregulated?
No Valuation Bridging Loans can be either regulated (for personal use, such as buying a home) or unregulated (for business purposes, like property investment). The terms and conditions will vary depending on the loan type.
8. What loan amounts are available with a No Valuation Bridging Loan?
Loan sizes typically range from £250,000 to £3,000,000, making it suitable for both smaller projects and larger property investments.
9. Can I use a No Valuation Bridging Loan for below-market-value purchases?
Yes, No Valuation Bridging Loans offer up to 100% LTPP (Loan to Purchase Price) for below-market-value (BMV) property purchases, making it a popular choice for investors.
10. Are there any fees with a No Valuation Bridging Loan?
There are no exit fees or upfront valuation costs. However, interest rates start from 0.79% per month, and broker fees are often covered by the lender.
11. Can I use a No Valuation Bridging Loan for planning permission projects?
Yes, planning fees and development costs can be included in the loan, making it a flexible option for property development or refurbishment projects.
12. What is the maximum term for a No Valuation Bridging Loan?
The maximum term is 364 days, with flexible repayment options and no minimum term (except for urgent completions, which have a 3-month cap).
13. Can foreign clients or offshore companies apply for a No Valuation Bridging Loan?
Yes, foriegn clients and offshore structures are accepted under this product, making this product suitable for international investors or businesses.
