Fast & Flexible Bridging & Development Finance.
5 Day Completions for UK & International Clients.
Apply online or Email
We will ask you a few questions about your property.
Get your bridging loan approved in 24/h.
Aura Capital Bridging and Development
Aura Capital is a leading UK property finance lender and specialist finance intermediary specialising in quick and flexible bridging loans and auction finance.
Since our establishment we have proudly helped hundreds of property professionals, business owners, and individuals unlock their property ambitions with our common-sense approach to lending.
As specialists in bridging and development finance we are able to provide a wide array of property related products through our network both Regulated Bridging Finance for customers using their residential property as security and Non-Regulated Bridging Finance for investment properties, business needs, or development projects.
FAQ
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The maximum Loan-to-Value (LTV) for our bridging loans is 85%, giving you the flexibility to borrow a significant amount against your property. However, the average LTV we offer typically ranges between 70-75%, providing a balanced approach to ensure you get the best terms while managing risk effectively. We tailor each loan to suit your specific needs, offering competitive LTV ratios to help you secure the funding you require.
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Yes, we offer No Valuation Bridging Loans, allowing for a quicker and more straightforward approval process. In many cases, we can proceed without requiring a formal property valuation, saving you both time and costs. This option is ideal for situations where speed and simplicity are key, and we ensure you receive the funding you need without unnecessary delays.
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We offer our services with no commitment agreements and zero upfront fees, ensuring a hassle-free experience with complete transparency.
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Our Bridging Loan Rates Start from Just 0.55% per month but go up to 1.25% a month depending on the deal and the level of risk to the lender.
Our average client rate is below the market average, and we’ll guide you on how to maximise savings with tailored solutions to suit your needs.
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Depending on the complexity of your case and the underwriting process, you can receive a formal offer from a lender in as little as 6 hours, with more complex cases completed within 2 working days. Our efficient process ensures you get the funding you need—quickly and hassle-free.
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We take care of the entire bridging loan process, including property valuation and legal work, ensuring a smooth and stress-free experience. Our expert team manages everything on your behalf, saving you time and effort while securing your funds quickly.
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The time it takes to secure a bridging loan depends on the complexity of your case and the underwriting process. In most cases, you can receive a formal offer in as little as 3-5 days, with the majority of loans being processed and finalised within 10 working days. Our streamlined process, including handling property valuation and legal work, ensures a fast and efficient experience, helping you access the funding you need without unnecessary delays.
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Yes, we pride ourselves on offering fully transparent terms with no hidden fees or unexpected charges. From the interest rate to the repayment schedule, everything is clearly outlined upfront, so you know exactly what to expect. Our goal is to ensure a smooth and stress-free process, with complete clarity throughout your bridging loan journey.
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We offer a wide range of bridging loan solutions, with full market coverage (Regulated and Unregulated) to meet all of our clients needs.
However, our experts specialise in:
Development Exit Bridging Loans
Auction Purchases
Bespoke and High Net Worth Property Finance
Unencumbered Properties
Foreign Buyer Purchases (including African Clients and Chinese Buyers)
New Build Purchases
Whatever your requirements, we can tailor a bridging loan to suit your specific situation, ensuring fast and flexible funding.